准备购买

理清你的财务状况

Now is not a good time to make sudden career changes or large purchases. You want to approach your 财产 purchase from a position of financial stability. Large purchases or loans can affect your credit and balance sheet, which can 限制你的购买选择. Your credit score will significantly impact the type of 财产 you can buy, 你的利率, 还有你的房产价格. We can work with one of our preferred lenders to get an updated credit to 确切地知道它的位置. The lender will research your credit ratings from the three credit reporting agencies Equifax, 益百利, 和TransUnion. We are happy to recommend seasoned, knowledgeable lenders in the residential, construction, commercial, and investment real estate fields.

整理你的财务

When it's time to make an offer, you’ll want to know you’re fully prepared to close the deal. Preparing your finances is crucial to avoid delays, bidding wars, or conflicts.

• 银行账户
• 最近的工资单
• 检查你的信用评级
• 财务报表
• 投资
• 两年的纳税申报单

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预先具有资格

预先具有资格ing for a loan will help you with the following:

• Finding the ideal price range you can afford
• Determining what your monthly payment will be
• Understanding the different loans you qualify for
• Estimating the down payment and closing costs